A Step By Step Guide To Stripe Fees 2022!


Stripe fees are one of the most important aspects of running a business online. As technology advances, fee structures can become more complex than ever. It’s important to understand the full range of fees associated with using Stripe in order to make sure your business is optimized for success. Here’s an easy-to-follow guide to help you understand what Stripe fees 2022 are and how they work in 2022.


1. Payment Processing Fees:

When customers pay with a credit or debit card, Stripe charges a payment processing fee for each transaction. This fee is based on the country where the customer is located and the currency used for the transaction. The payment processing fee for US customers is 2.9% + $0.30 per transaction, however this rate may differ for international transactions.


2. Refund Processing Fees:

When a customer requests a refund, Stripe charges a processing fee of up to $15 per refunded payment depending on the card type used by the customer. This fee is in addition to the payment processing fees already taken for the original transaction.


3. Platform Fee:

Stripe charges a platform fee for all transactions made through the platform. This fee ranges from 0% to 5%, with larger businesses typically seeing lower rates. The exact rate depends on various factors including the country, currency and volume of transactions.


4. Stripe Connect Fee:

Stripe Connect is a service for businesses that are managing payments for other users or businesses. When using this feature, Stripe charges a fee of up to 3.2% + $0.30 per transaction depending on the country of origin and type of card used.


5. ACH Payments Fee:

Stripe charges a fee of 0.8% + $0.25 per transaction for ACH (Automated Clearing House) payments from US customers, with a maximum fee of $5 per payment. For international transactions, Stripe also charges an extra flat fee of $9 per payment.


6. Cross-Border Fee:

When customers make payments to businesses outside their home countries, Stripe charges a cross-border fee of 1% on top of the base processing fee. This fee is in addition to any applicable currency conversion fees.


By understanding all the different fees associated with Stripe, you can make sure that your business is properly optimized for success. Be sure to review all the fees applicable to your business and adjust pricing accordingly in order to maximize profits.


If you have any questions about Stripe fees, please don’t hesitate to contact us! We’re here to help make sure your business is running as efficiently and cost-effectively as possible.


The above steps should help you understand the different Stripe fees for 2022 and ensure that you are optimizing your pricing structure to maximize profits. With the right knowledge, you can make sure that your business runs smoothly and profitably.



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