A Complete Guide To Stripe Fees 2022!
Stripe fees are an essential part of every business. If you operate an online store, process payments, or offer subscription services, understanding your fees and how they affect your bottom line is key to success.
The Stripe fee structure has changed for 2022 compared to previous years. To help you understand the new changes we have put together a complete guide to the Stripe fees for 2022.
First, let's look at the three main types of transaction fees you need to be aware of: Credit Card Processing Fees, Platform/Subscription Fees and Dispute/Chargeback Fees.
Credit Card Processing Fees are charged every time a purchase is made on your platform. These fees depend on the type of card used and are calculated as a percentage of the total amount purchased. For example, if you charge customers $10 for an item, Stripe will take 2.9% plus 30 cents from that purchase in processing fees.
Platform/Subscription Fees are paid monthly and vary depending on the type of services you offer. These fees range from 0.25% up to 2%.
The last type of fee, Dispute/Chargeback Fee, is charged only when a customer disputes a purchase or requests a chargeback. This fee is flat, and at Stripe it's currently €15 per dispute/chargeback.
In addition to the fees outlined above, Stripe also charges a fee for refunds. This is a flat fee of €5 per refund. Additionally, if you're offering services abroad, there may be additional international processing fees charged by Stripe.
Now that you understand the different types of fees associated with Stripe, you can better plan your budget and make sure that you're making the most of your services.
We hope this guide has given you a better understanding of the Stripe fee structure for 2022. With this knowledge, you'll be able to make informed decisions when it comes to setting up and running your online business.
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